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3217 W Gibbs Road

Knotts Island, NC 27950 · Currituck County

Sold October 29, 2026
$499,900
$499,900Currituck County (Unincorporated)$250K – $500KClosed
499900
3 Bedrooms
2 Bathrooms
1,984 Sq.Ft.
2.06 Acres
Built in 2001
2.06 Acre LotJ.P. Knapp Early College District

About This Property

Country living with views that are hard to find! Enjoy sweeping farmland views from the front and a peaceful wooded setting out back. Inside, the open floor plan offers great gathering space with a fireplace and brand-new appliances, while the primary suite features vaulted ceilings, walk-in closet & private bath. Barn & shed provide generous storage, plus a freshwater rain-catch system & deer-processing cooler. Located directly along the VA/NC state line, with approx. 0.14 acre of the parcel extending into the City of Virginia Beach. Enjoy low NC property taxes while remaining convenient to the VA line. Privacy, open views & country living in a truly unique location! Assumable VA loan at 2.25%, subject to lender approval, buyer qualification & loan terms. Solar keeping utilities LOW year round!

Property Details

SubdivisionNone
TypeSingle Family Residence
Living Area1,984 sq ft
Full Baths2
Lot Size2.060 acres
Year Built2001
Total Rooms7
WaterfrontNo
Parcel0028000015d0000

Location & Neighborhood Intelligence

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Distance to Key Places (straight-line)

Coastal & Environmental Information

Properties in northeastern North Carolina near coastal waters may be subject to Coastal Area Management Act (CAMA) regulations, or specific flood zone designations. Buyers are advised to independently verify setback rules, elevation certificates, and flood insurance requirements with licensed surveyors, engineers, and insurance professionals.

Interior & Exterior

FlooringCeramic Tile, Hardwood
HeatingHeat Pump, Electric
CoolingCentral Air, Heat Pump
RoofShingle
ConstructionVinyl Siding, Wood Frame
AppliancesWater Softener, Refrigerator, Dishwasher, Electric Range
ParkingGravel, No Garage

Interior Features

Walk-in Closet(s)Ceiling Fan(s)PantryBlinds/ShadesEat-in KitchenGas LogWalk-In Closet(s)

Schools

ElementaryMoyock Elementary
MiddleMoyock Middle School
High SchoolJ.P. Knapp Early College

Tax & Assessment

Assessed Value$317,400
Annual Tax$2,247 (2025)
Monthly Tax Est.$187/mo
Hyper-Local Buyer Tool

Currituck True Cost of Ownership Calculator

Calculate your actual monthly carrying cost — the countywide Currituck tax, your own flood insurance quote, and a waterfront maintenance reserve. Special service district rates are not included; pull the parcel's tax card for those.

$499,900
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Local Tax & Municipal Variables
Currituck County TaxCurrituck County charges $0.60 per $100 of assessed value, effective July 1, 2026. Special service district rates (fire, drainage, stormwater, water and sewer) are added on top for many parcels and are not included here. Verify with the Currituck County Tax Department.
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No town tax anywhere in this countyCurrituck County has no incorporated municipalities, so no parcel pays a municipal rate. Some parcels do sit in special service districts — fire, drainage, stormwater, water and sewer, solid waste — which add to the county rate and are not modelled here.
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Adds a $150/mo planning reserve for dock, pier, bulkhead and salt-air wear. An assumption you should replace with real quotes — not a rate.
Properties on the Currituck Sound, its canals, or the North River fall into CAMA-regulated flood zones. Your zone determines whether flood insurance is required — we don't quote rates, so enter your own insurer's quote below.

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Finance repair scope directly into mortgage via FHA 203(k) or Fannie Mae HomeStyle loan.

Estimated Monthly True Cost
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Includes P&I, taxes, insurance & local reserves
  • Principal & Interest$0
  • Currituck County Property Tax ($0.60)$0
  • Hazard / Homeowners Insurance (Est.)$0
  • Flood Insurance (Your Quote)$0
  • Waterfront maintenance reserve$0
  • PMI / Mortgage Insurance$0

Currituck County has no incorporated municipalities, so there is no town property tax anywhere in the county. This estimate uses the countywide rate of $0.60 per $100 of assessed value, effective July 1, 2026. It does NOT include special service district rates (fire, drainage, stormwater, water and sewer, solid waste), which apply to many parcels and are added on top. Pull the actual tax card for the parcel before relying on any figure here.

Total Loan Amount$0
Down Payment$0
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MLS# 100605732 · HIVE MLS via SourceRE · Last updated: October 30, 2026 at 8:31 PM UTC. Information deemed reliable but not guaranteed. © 2026 Horizon Realty Group.