Closed

120 Pema Street

Moyock, NC 27958 · Currituck County

New ConstructionPrice Reduced

120 Pema Street, Moyock, NC 27958 — main photo

120 Pema Street, Moyock, NC 27958 — photo 2

120 Pema Street, Moyock, NC 27958 — photo 3

120 Pema Street, Moyock, NC 27958 — photo 4

120 Pema Street, Moyock, NC 27958 — photo 5

+11 More

3 Bedrooms

2 Bathrooms

1,696 Sq.Ft.

0.92 Acres

New Construction, 2026

2-Car Garage

0.92 Acre Lot2-Car GarageJ.P. Knapp Early College DistrictNew Construction

About This Property

EDEN CAY. SOLD TBB.

Price History & Market Timeline

Original List Price$533,490

Current List Price (Price Reduced)$530,695Reduced by $2,795

Property Details

SubdivisionLotus Ridge

TypeSingle Family Residence

Living Area1,696 sq ft

Full Baths2

Lot Size0.920 acres

HOA Dues$600 / annually

Year Built2026

Total Rooms5

WaterfrontNo

Parcel010c00001680000

Location & Neighborhood Intelligence

Get Directions to This Home

Distance to Key Places (straight-line)

Coastal & Environmental Information

Properties in northeastern North Carolina near coastal waters may be subject to Coastal Area Management Act (CAMA) regulations, or specific flood zone designations. Buyers are advised to independently verify setback rules, elevation certificates, and flood insurance requirements with licensed surveyors, engineers, and insurance professionals.

Interior & Exterior

FlooringLVT/LVP, Carpet

HeatingOther, Natural Gas

CoolingCentral Air

RoofArchitectural Shingle

ConstructionStone, Vinyl Siding, Wood Frame

AppliancesBuilt-In Microwave, Refrigerator, Range, Dishwasher

ParkingAttached, Covered, Concrete, Paved, Garage

Interior Features

Walk-in Closet(s)PantryWalk-In Closet(s)

Schools

ElementaryMoyock Elementary

MiddleMoyock Middle School

High SchoolJ.P. Knapp Early College

Tax & Assessment

Assessed Value$86,400

Hyper-Local Buyer Tool

Currituck True Cost of Ownership Calculator

Calculate your actual monthly carrying cost — the countywide Currituck tax, your own flood insurance quote, and a waterfront maintenance reserve. Special service district rates are not included; pull the parcel's tax card for those.

Home Purchase Price$533,490

Down Payment5%

Tap a marker for the exact program, or drag freely for any other amount. Snaps to 0% (USDA/VA), 3.5% (FHA), 5% (Conventional) and 20% (no PMI).

Interest Rate (%)

Loan Term

Local Tax & Municipal Variables

Currituck County TaxCurrituck County charges $0.60 per $100 of assessed value, effective July 1, 2026. Special service district rates (fire, drainage, stormwater, water and sewer) are added on top for many parcels and are not included here. Verify with the Currituck County Tax Department.

Active

No town tax anywhere in this countyCurrituck County has no incorporated municipalities, so no parcel pays a municipal rate. Some parcels do sit in special service districts — fire, drainage, stormwater, water and sewer, solid waste — which add to the county rate and are not modelled here.

N/A

Waterfront maintenance reserveAdds a $150/mo planning reserve for dock, pier, bulkhead and salt-air wear. An assumption you should replace with real quotes — not a rate.

CAMA Flood Zone / Waterfront TierProperties on the Currituck Sound, its canals, or the North River fall into CAMA-regulated flood zones. Your zone determines whether flood insurance is required — we don't quote rates, so enter your own insurer's quote below.

Flood Insurance — Annual Premium

Enter your actual annual quote and we'll amortize it into your monthly cost. Leave blank and it's excluded entirely.

Renovation Financing Roll-In (FHA 203k / HomeStyle)$0

Finance repair scope directly into mortgage via FHA 203(k) or Fannie Mae HomeStyle loan.

Estimated Monthly True Cost

Includes P&I, taxes, insurance & local reserves

Principal & Interest$0
Currituck County Property Tax ($0.60)$0
Hazard / Homeowners Insurance (Est.)$0
Flood Insurance (Your Quote)$0
Waterfront maintenance reserve$0
PMI / Mortgage Insurance$0

Currituck County has no incorporated municipalities, so there is no town property tax anywhere in the county. This estimate uses the countywide rate of $0.60 per $100 of assessed value, effective July 1, 2026. It does NOT include special service district rates (fire, drainage, stormwater, water and sewer, solid waste), which apply to many parcels and are added on top. Pull the actual tax card for the parcel before relying on any figure here.

Total Loan Amount$0

Down Payment$0

Review True Cost Breakdown with Travis

Get exact contractor & tax quotes verified before you write an offer.

Independent Buyer Representation

Travis Old, Licensed Broker and REALTOR®, works for you!

Ask About Homes Like This

This one has closed. Tell me what you're after and I'll send comparable homes as they come up.

Call Travis Text Travis

Schedule a Private Showing

Listed By

BHHS RW Towne - Moyock

Dianne Gordonn, Listing Agent

Office Phone: (252) 435-6233

The above listing agent, if hired also by you, would become a dual agent. Dual agents are forbidden by NC Law from helping you gain an advantage over the other party. For example, they could ask for that price break you might want, but they cannot advocate for it to their Seller. By hiring a buyer's agent, you have someone on your team who can advocate for what you want. See what hiring a Buyer's Agent means.

True Cost Summary

$3,942/mo

Includes P&I, Currituck County tax, insurance & PMI.

Adjust the numbers ↓