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108 Carotauk Drive

Currituck, NC 27929 · Currituck County

0.55 Acres

J.P. Knapp Early College District

About This Property

Build your dream home on this ready-to-build homesite offering approximately half an acre of land, providing the perfect balance of space and easy maintenance. Enjoy the flexibility of a voluntary HOA while being part of an established community. This homesite features county water and septic, allowing you to create a home that fits your lifestyle. Don't miss this opportunity to get a build-ready lot and start planning your future home today!

Property Details

SubdivisionCurrituck on the Sound

TypeResidential Lot

Lot Size0.550 acres

HOA Dues$100 / annually

WaterfrontNo

Parcel050a00000730004

Location & Neighborhood Intelligence

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Distance to Key Places (straight-line)

Coastal & Environmental Information

Properties in northeastern North Carolina near coastal waters may be subject to Coastal Area Management Act (CAMA) regulations, or specific flood zone designations. Buyers are advised to independently verify setback rules, elevation certificates, and flood insurance requirements with licensed surveyors, engineers, and insurance professionals.

Schools

ElementaryShawboro Elementary

MiddleCurrituck County Middle

High SchoolJ.P. Knapp Early College

Tax & Assessment

Assessed Value$85,300

Annual Tax$529 (2025)

Monthly Tax Est.$44/mo

Hyper-Local Buyer Tool

Currituck True Cost of Ownership Calculator

Calculate your actual monthly carrying cost — the countywide Currituck tax, your own flood insurance quote, and a waterfront maintenance reserve. Special service district rates are not included; pull the parcel's tax card for those.

Home Purchase Price$149,900

Down Payment5%

Tap a marker for the exact program, or drag freely for any other amount. Snaps to 0% (USDA/VA), 3.5% (FHA), 5% (Conventional) and 20% (no PMI).

Interest Rate (%)

Loan Term

Local Tax & Municipal Variables

Currituck County TaxCurrituck County charges $0.60 per $100 of assessed value, effective July 1, 2026. Special service district rates (fire, drainage, stormwater, water and sewer) are added on top for many parcels and are not included here. Verify with the Currituck County Tax Department.

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No town tax anywhere in this countyCurrituck County has no incorporated municipalities, so no parcel pays a municipal rate. Some parcels do sit in special service districts — fire, drainage, stormwater, water and sewer, solid waste — which add to the county rate and are not modelled here.

N/A

Waterfront maintenance reserveAdds a $150/mo planning reserve for dock, pier, bulkhead and salt-air wear. An assumption you should replace with real quotes — not a rate.

CAMA Flood Zone / Waterfront TierProperties on the Currituck Sound, its canals, or the North River fall into CAMA-regulated flood zones. Your zone determines whether flood insurance is required — we don't quote rates, so enter your own insurer's quote below.

Flood Insurance — Annual Premium

Enter your actual annual quote and we'll amortize it into your monthly cost. Leave blank and it's excluded entirely.

Renovation Financing Roll-In (FHA 203k / HomeStyle)$0

Finance repair scope directly into mortgage via FHA 203(k) or Fannie Mae HomeStyle loan.

Estimated Monthly True Cost

Includes P&I, taxes, insurance & local reserves

Principal & Interest$0
Currituck County Property Tax ($0.60)$0
Hazard / Homeowners Insurance (Est.)$0
Flood Insurance (Your Quote)$0
Waterfront maintenance reserve$0
PMI / Mortgage Insurance$0

Currituck County has no incorporated municipalities, so there is no town property tax anywhere in the county. This estimate uses the countywide rate of $0.60 per $100 of assessed value, effective July 1, 2026. It does NOT include special service district rates (fire, drainage, stormwater, water and sewer, solid waste), which apply to many parcels and are added on top. Pull the actual tax card for the parcel before relying on any figure here.

Total Loan Amount$0

Down Payment$0

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Listed By

AtCoastal Realty, LLC

Joy Mills, Listing Agent

Office Phone: (757) 751-0003

The above listing agent, if hired also by you, would become a dual agent. Dual agents are forbidden by NC Law from helping you gain an advantage over the other party. For example, they could ask for that price break you might want, but they cannot advocate for it to their Seller. By hiring a buyer's agent, you have someone on your team who can advocate for what you want. See what hiring a Buyer's Agent means.

True Cost Summary

$1,108/mo

Includes P&I, Currituck County tax, insurance & PMI.

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