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104 Indian Kettle Road

Jarvisburg, NC 27947 · Currituck County

113 days on market
$379,900
$379,900Currituck County (Unincorporated)$250K – $500KNew ConstructionActive
379900
New Construction
3 Bedrooms
2 Bathrooms
1,189 Sq.Ft.
0.92 Acres
New Construction, 2027
2-Car Garage
0.92 Acre Lot2-Car GarageJ.P. Knapp Early College DistrictNew Construction

About This Property

Welcome to The Payne, a charming ranch-style home crafted for comfort, connection, and everyday ease. From the inviting front porch, move into a welcoming foyer that thoughtfully centers the entire layout, giving every space a sense of purpose and flow. To the left, the heart of the home opens into a bright and airy great room that seamlessly connects to the kitchen and dining area -- perfect for gathering, unwinding, and enjoying daily life. Just off the dining space, a cozy covered porch extends your living outdoors, offering the ideal spot for morning coffee or peaceful evenings. The kitchen features a well-planned layout with a convenient pantry and direct access to the laundry room, which leads to the garage -- a functional everyday path designed to make life simpler. On the opposite side of the foyer, two comfortable bedrooms share a full bathroom, creating a retreat for family, guests, or a home office. Tucked just off the great room is the primary suite -- a restful haven with a large closet and a beautifully appointed bathroom featuring a separate shower. Every inch of The Payne has been designed to maximize comfort, create flow, and offer attainable homeownership without compromising on style or livability. It's the place to begin your next chapter -- relaxed, connected, and right at home.

Property Details

SubdivisionAlgonquin
TypeSingle Family Residence
Living Area1,189 sq ft
Full Baths2
Price / sq ft$320
Lot Size0.920 acres
HOA Dues$520 / annually
Year Built2027
Total Rooms5
WaterfrontNo
Parcel01090000530000

Location & Neighborhood Intelligence

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Distance to Key Places (straight-line)

Coastal & Environmental Information

Properties in northeastern North Carolina near coastal waters may be subject to Coastal Area Management Act (CAMA) regulations, or specific flood zone designations. Buyers are advised to independently verify setback rules, elevation certificates, and flood insurance requirements with licensed surveyors, engineers, and insurance professionals.

Interior & Exterior

FlooringCarpet, Vinyl
HeatingGas Pack, Natural Gas
CoolingCentral Air
RoofArchitectural Shingle
ConstructionVinyl Siding, Wood Frame
AppliancesBuilt-In Microwave, Dishwasher, Tankless Water Heater, Electric Range
ParkingGarage Faces Front, Attached, Concrete, Garage

Interior Features

Master DownstairsWalk-in Closet(s)High CeilingsSolid SurfaceKitchen IslandPantryReverse Floor PlanEat-in KitchenWalk-In Closet(s)

Exterior Features

Cluster MailboxesThermal Doors

Schools

ElementaryJarvisburg Elementary
MiddleMoyock Middle School
High SchoolJ.P. Knapp Early College

Tax & Assessment

Assessed Value$379,900
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Currituck True Cost of Ownership Calculator

Calculate your actual monthly carrying cost — the countywide Currituck tax, your own flood insurance quote, and a waterfront maintenance reserve. Special service district rates are not included; pull the parcel's tax card for those.

$379,900
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Local Tax & Municipal Variables
Currituck County TaxCurrituck County charges $0.60 per $100 of assessed value, effective July 1, 2026. Special service district rates (fire, drainage, stormwater, water and sewer) are added on top for many parcels and are not included here. Verify with the Currituck County Tax Department.
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No town tax anywhere in this countyCurrituck County has no incorporated municipalities, so no parcel pays a municipal rate. Some parcels do sit in special service districts — fire, drainage, stormwater, water and sewer, solid waste — which add to the county rate and are not modelled here.
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Adds a $150/mo planning reserve for dock, pier, bulkhead and salt-air wear. An assumption you should replace with real quotes — not a rate.
Properties on the Currituck Sound, its canals, or the North River fall into CAMA-regulated flood zones. Your zone determines whether flood insurance is required — we don't quote rates, so enter your own insurer's quote below.

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Finance repair scope directly into mortgage via FHA 203(k) or Fannie Mae HomeStyle loan.

Estimated Monthly True Cost
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Includes P&I, taxes, insurance & local reserves
  • Principal & Interest$0
  • Currituck County Property Tax ($0.60)$0
  • Hazard / Homeowners Insurance (Est.)$0
  • Flood Insurance (Your Quote)$0
  • Waterfront maintenance reserve$0
  • PMI / Mortgage Insurance$0

Currituck County has no incorporated municipalities, so there is no town property tax anywhere in the county. This estimate uses the countywide rate of $0.60 per $100 of assessed value, effective July 1, 2026. It does NOT include special service district rates (fire, drainage, stormwater, water and sewer, solid waste), which apply to many parcels and are added on top. Pull the actual tax card for the parcel before relying on any figure here.

Total Loan Amount$0
Down Payment$0
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MLS# 100575049 · HIVE MLS via SourceRE · Last updated: August 19, 2026 at 10:57 PM UTC. Information deemed reliable but not guaranteed. © 2026 Horizon Realty Group.