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104 Indian Kettle Road
Jarvisburg, NC 27947 · Currituck County
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About This Property
Welcome to The Payne, a charming ranch-style home crafted for comfort, connection, and everyday ease. From the inviting front porch, move into a welcoming foyer that thoughtfully centers the entire layout, giving every space a sense of purpose and flow. To the left, the heart of the home opens into a bright and airy great room that seamlessly connects to the kitchen and dining area -- perfect for gathering, unwinding, and enjoying daily life. Just off the dining space, a cozy covered porch extends your living outdoors, offering the ideal spot for morning coffee or peaceful evenings. The kitchen features a well-planned layout with a convenient pantry and direct access to the laundry room, which leads to the garage -- a functional everyday path designed to make life simpler. On the opposite side of the foyer, two comfortable bedrooms share a full bathroom, creating a retreat for family, guests, or a home office. Tucked just off the great room is the primary suite -- a restful haven with a large closet and a beautifully appointed bathroom featuring a separate shower. Every inch of The Payne has been designed to maximize comfort, create flow, and offer attainable homeownership without compromising on style or livability. It's the place to begin your next chapter -- relaxed, connected, and right at home.
Property Details
Location & Neighborhood Intelligence
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Coastal & Environmental Information
Properties in northeastern North Carolina near coastal waters may be subject to Coastal Area Management Act (CAMA) regulations, or specific flood zone designations. Buyers are advised to independently verify setback rules, elevation certificates, and flood insurance requirements with licensed surveyors, engineers, and insurance professionals.
Interior & Exterior
Interior Features
Exterior Features
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Tax & Assessment
Currituck True Cost of Ownership Calculator
Calculate your actual monthly carrying cost — the countywide Currituck tax, your own flood insurance quote, and a waterfront maintenance reserve. Special service district rates are not included; pull the parcel's tax card for those.
Tap a marker for the exact program, or drag freely for any other amount. Snaps to 0% (USDA/VA), 3.5% (FHA), 5% (Conventional) and 20% (no PMI).
Enter your actual annual quote and we'll amortize it into your monthly cost. Leave blank and it's excluded entirely.
Finance repair scope directly into mortgage via FHA 203(k) or Fannie Mae HomeStyle loan.
- Principal & Interest$0
- Currituck County Property Tax ($0.60)$0
- Hazard / Homeowners Insurance (Est.)$0
- Flood Insurance (Your Quote)$0
- Waterfront maintenance reserve$0
- PMI / Mortgage Insurance$0
Currituck County has no incorporated municipalities, so there is no town property tax anywhere in the county. This estimate uses the countywide rate of $0.60 per $100 of assessed value, effective July 1, 2026. It does NOT include special service district rates (fire, drainage, stormwater, water and sewer, solid waste), which apply to many parcels and are added on top. Pull the actual tax card for the parcel before relying on any figure here.
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MLS# 100575049 · HIVE MLS via SourceRE · Last updated: August 19, 2026 at 10:57 PM UTC. Information deemed reliable but not guaranteed. © 2026 Horizon Realty Group.