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981 Waterlily Road

Coinjock, NC 27923 · Currituck County

21 days on market
$819,000
$819,000Currituck County (Unincorporated)$500K – $1MWaterfrontActive
819000
Waterfront
4 Bedrooms
4 Bathrooms
2,390 Sq.Ft.
1.00 Acres
Built in 2023
2-Car Garage
Waterfront Property1.00 Acre Lot2-Car GarageJ.P. Knapp Early College District

About This Property

Waterfront Living Starts Here - Direct Sound Front, Private Dock & Coastal Style! Welcome to the waterfront lifestyle you've been waiting for!Built just 2.5 years ago, this beautifully designed direct sound-front home combines modern coastal style, exceptional outdoor living and incredible access to the water--all situated on a full acre with private sound access, bulkhead, and dock. For boaters and water enthusiasts, the location is hard to beat. Step outside, hop on the boat, and enjoy easy access to Corolla, Knotts Island, and the Intercoastal Waterway within minutes. Whether your perfect day includes boating, fishing, kayaking, paddle boarding, or simply relaxing by the water, this property makes it possible right from your yard! A welcoming covered front porch offers the perfect spot to enjoy your morning coffee and watch the sunrise.Inside, the home is bright, airy, and beautifully finished with LVP flooring throughout, an open-concept floor plan, modern finishes and a cozy fireplace. The kitchen is designed for both everyday living and entertaining with stainless steel appliances, a large center island, under-cabinet lighting and a stylish modern backsplash. The spacious main-level primary suite makes one-level living an option and provides a relaxing private retreat. The beautifully appointed primary bath features a tiled walk-in shower with solid glass enclosure and rain shower head, double vanities with an abundance of storage, oversized walk-in closet conveniently located within the bathroom. Makes getting ready for the day easy.Upstairs, the flexible floor plan continues with a second den, study and home office--ideal for remote work or additional living space. Two more generously sized bedrooms offer ample closet space, including an additional ensuite bedroom with its own private bath, providing wonderful accommodations for family and guests. Just off the kitchen, step onto the screened porch and take in peaceful views of nature with no neighboring home behind you--the perfect place to unwind as the sun sets. From there, step out onto the concrete patio, already wired for a future hot tub, or create the ultimate grilling and outdoor entertaining area. With a large yard offering room for a pool the possibilities continue outside. The two-car garage provides plenty of storage, while the full-acre homesite offers additional space for a future detached garage. An oversized driveway easily accommodates multiple vehicles, boats, and guests. Gently used as an Airbnb since it was built, this home offers the opportunity to enjoy a nearly new waterfront property without waiting for construction. Direct sound-front living. Private dock. One acre. Modern coastal finishes. Room for a pool. Endless opportunities on the water. Waterfront living is waiting -- NO FLOOD INSURANCE REQUIRED --you do not want to miss this one! Contact the listing agent today for additional details and to schedule your private showing.

Property Details

SubdivisionNot In Subdivision
TypeSingle Family Residence
Living Area2,390 sq ft
Full Baths3
Half Baths1
Price / sq ft$343
Lot Size1.000 acres
Year Built2023
Total Rooms11
WaterfrontYes
Waterfront FeaturesPier, Bulkhead
Parcel0080000078a0000

Location & Neighborhood Intelligence

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Distance to Key Places (straight-line)

Coastal & Environmental Information

Properties in northeastern North Carolina near coastal waters may be subject to Coastal Area Management Act (CAMA) regulations, or specific flood zone designations. Buyers are advised to independently verify setback rules, elevation certificates, and flood insurance requirements with licensed surveyors, engineers, and insurance professionals.

Interior & Exterior

FlooringLVT/LVP, Wood
HeatingPropane, Electric, Heat Pump, Zoned
CoolingCentral Air, Zoned, Ceiling Fan(s)
RoofArchitectural Shingle, Metal
ConstructionVinyl Siding, Wood Frame
AppliancesElectric Cooktop, Built-In Microwave, Washer, Refrigerator, Ice Maker, Dryer, Dishwasher, Electric Range
ParkingGarage Faces Side, Additional Parking, Concrete

Interior Features

Walk-in Closet(s)Tray Ceiling(s)High CeilingsKitchen IslandCeiling Fan(s)Walk-in ShowerBlinds/ShadesWalk-In Closet(s)

Schools

ElementaryGriggs Elementary
MiddleCurrituck County Middle
High SchoolJ.P. Knapp Early College

Tax & Assessment

Annual Tax$3,363 (2025)
Monthly Tax Est.$280/mo
Hyper-Local Buyer Tool

Currituck True Cost of Ownership Calculator

Calculate your actual monthly carrying cost — the countywide Currituck tax, your own flood insurance quote, and a waterfront maintenance reserve. Special service district rates are not included; pull the parcel's tax card for those.

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Local Tax & Municipal Variables
Currituck County TaxCurrituck County charges $0.60 per $100 of assessed value, effective July 1, 2026. Special service district rates (fire, drainage, stormwater, water and sewer) are added on top for many parcels and are not included here. Verify with the Currituck County Tax Department.
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No town tax anywhere in this countyCurrituck County has no incorporated municipalities, so no parcel pays a municipal rate. Some parcels do sit in special service districts — fire, drainage, stormwater, water and sewer, solid waste — which add to the county rate and are not modelled here.
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Adds a $150/mo planning reserve for dock, pier, bulkhead and salt-air wear. An assumption you should replace with real quotes — not a rate.
Properties on the Currituck Sound, its canals, or the North River fall into CAMA-regulated flood zones. Your zone determines whether flood insurance is required — we don't quote rates, so enter your own insurer's quote below.

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Estimated Monthly True Cost
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Includes P&I, taxes, insurance & local reserves
  • Principal & Interest$0
  • Currituck County Property Tax ($0.60)$0
  • Hazard / Homeowners Insurance (Est.)$0
  • Flood Insurance (Your Quote)$0
  • Waterfront maintenance reserve$0
  • PMI / Mortgage Insurance$0

Currituck County has no incorporated municipalities, so there is no town property tax anywhere in the county. This estimate uses the countywide rate of $0.60 per $100 of assessed value, effective July 1, 2026. It does NOT include special service district rates (fire, drainage, stormwater, water and sewer, solid waste), which apply to many parcels and are added on top. Pull the actual tax card for the parcel before relying on any figure here.

Total Loan Amount$0
Down Payment$0
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MLS# 100597270 · HIVE MLS via SourceRE · Last updated: August 21, 2026 at 12:56 PM UTC. Information deemed reliable but not guaranteed. © 2026 Horizon Realty Group.