Active

108 Ruths Lane

Knotts Island, NC 27950 · Currituck County

320 days on market
$149,000
Was $175,000
$149,000Currituck County (Unincorporated)$100K – $250KHistoricUnder $375KActive
149000
Price Reduced
2 Bedrooms
1 Bathroom
992 Sq.Ft.
0.75 Acres
Built in 1945
1-Car Garage
0.75 Acre LotHistoric Built 1945J.P. Knapp Early College District

About This Property

Must see! Adorable bungalow on Knotts Island! Located on a quiet lane, close to the elementary school, this home is priced to sell!

Price History & Market Timeline

Original List Price$175,000
Current List Price (Price Reduced)$149,000Reduced by $26,000

Property Details

SubdivisionN/A
TypeSingle Family Residence
Living Area992 sq ft
Full Baths1
Price / sq ft$150
Lot Size0.750 acres
Year Built1945
Stories1
Total Rooms6
WaterfrontNo
Parcel007700001810000

Location & Neighborhood Intelligence

Get Directions to This Home

Distance to Key Places (straight-line)

Coastal & Environmental Information

Properties in northeastern North Carolina near coastal waters may be subject to Coastal Area Management Act (CAMA) regulations, or specific flood zone designations. Buyers are advised to independently verify setback rules, elevation certificates, and flood insurance requirements with licensed surveyors, engineers, and insurance professionals.

Interior & Exterior

HeatingOther, Electric
CoolingOther, Wall/Window Unit(s)
RoofArchitectural Shingle
ConstructionWood Siding, Wood Frame
AppliancesRange, Dishwasher
ParkingUnpaved
PoolHot Tub

Interior Features

Ceiling Fan(s)Blinds/Shades

Schools

ElementaryKnotts Island Elementary
MiddleMoyock Middle School
High SchoolJ.P. Knapp Early College

Tax & Assessment

Assessed Value$138,000
Annual Tax$1,249 (2024)
Monthly Tax Est.$104/mo
Hyper-Local Buyer Tool

Currituck True Cost of Ownership Calculator

Calculate your actual monthly carrying cost — the countywide Currituck tax, your own flood insurance quote, and a waterfront maintenance reserve. Special service district rates are not included; pull the parcel's tax card for those.

$149,000
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Local Tax & Municipal Variables
Currituck County TaxCurrituck County charges $0.60 per $100 of assessed value, effective July 1, 2026. Special service district rates (fire, drainage, stormwater, water and sewer) are added on top for many parcels and are not included here. Verify with the Currituck County Tax Department.
Active
No town tax anywhere in this countyCurrituck County has no incorporated municipalities, so no parcel pays a municipal rate. Some parcels do sit in special service districts — fire, drainage, stormwater, water and sewer, solid waste — which add to the county rate and are not modelled here.
N/A
Adds a $150/mo planning reserve for dock, pier, bulkhead and salt-air wear. An assumption you should replace with real quotes — not a rate.
Properties on the Currituck Sound, its canals, or the North River fall into CAMA-regulated flood zones. Your zone determines whether flood insurance is required — we don't quote rates, so enter your own insurer's quote below.

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Finance repair scope directly into mortgage via FHA 203(k) or Fannie Mae HomeStyle loan.

Estimated Monthly True Cost
$0
Includes P&I, taxes, insurance & local reserves
  • Principal & Interest$0
  • Currituck County Property Tax ($0.60)$0
  • Hazard / Homeowners Insurance (Est.)$0
  • Flood Insurance (Your Quote)$0
  • Waterfront maintenance reserve$0
  • PMI / Mortgage Insurance$0

Currituck County has no incorporated municipalities, so there is no town property tax anywhere in the county. This estimate uses the countywide rate of $0.60 per $100 of assessed value, effective July 1, 2026. It does NOT include special service district rates (fire, drainage, stormwater, water and sewer, solid waste), which apply to many parcels and are added on top. Pull the actual tax card for the parcel before relying on any figure here.

Total Loan Amount$0
Down Payment$0
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MLS# 100535407 · HIVE MLS via SourceRE · Last updated: August 19, 2026 at 10:57 PM UTC. Information deemed reliable but not guaranteed. © 2026 Horizon Realty Group.

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