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106 Trout Street

Moyock, NC 27958 · Currituck County

5 days on market
$395,000
$395,000Moyock$250K – $500KWaterfrontActive
395000
Waterfront
3 Bedrooms
2 Bathrooms
1,292 Sq.Ft.
0.52 Acres
Built in 1990
1-Car Garage
Waterfront PropertyJ.P. Knapp Early College District

About This Property

HALF AN ACRE OF CANAL-FRONT LIVING PLUS A DETACHED GARAGE! Coastal charm meets waterfront living in Tulls Bay Colony with this 3-bedroom, 2-bath home, two lots sold together, totaling approximately half an acre. Enjoy your own bulkhead with space to keep your boat nearby and easy access to the water for boating, fishing, and everything waterfront living has to offer. The second lot features a detached garage with heating and cooling, along with its own half bathroom. Vision a workshop, hobby space, additional storage, or more. With two lots, canal frontage, a detached garage, and a prime location in Tulls Bay Colony, this property offers the space and waterfront lifestyle that can be hard to find in Moyock.

Property Details

SubdivisionTulls Bay Colony
TypeSingle Family Residence
Living Area1,292 sq ft
Full Baths2
Price / sq ft$306
Lot Size0.520 acres
HOA Dues$100 / annually
Year Built1990
Total Rooms5
WaterfrontYes
Waterfront FeaturesBulkhead, Canal Front
Parcel030a00e00040001

Location & Neighborhood Intelligence

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Distance to Key Places (straight-line)

Coastal & Environmental Information

Properties in northeastern North Carolina near coastal waters may be subject to Coastal Area Management Act (CAMA) regulations, or specific flood zone designations. Buyers are advised to independently verify setback rules, elevation certificates, and flood insurance requirements with licensed surveyors, engineers, and insurance professionals.

Interior & Exterior

FlooringLVT/LVP
HeatingElectric, Heat Pump
CoolingCentral Air, Ceiling Fan(s)
RoofArchitectural Shingle
ConstructionVinyl Siding, Wood Frame
AppliancesElectric Oven, Built-In Microwave, Washer, Refrigerator, Dryer, Electric Range
ParkingWorkshop in Garage, Gravel, Detached Carport

Interior Features

Kitchen IslandCeiling Fan(s)Blinds/Shades

Schools

ElementaryTulls Creek ES
MiddleMoyock Middle School
High SchoolJ.P. Knapp Early College

Tax & Assessment

Assessed Value$304,400
Annual Tax$2,183 (2025)
Monthly Tax Est.$182/mo
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Currituck True Cost of Ownership Calculator

Calculate your actual monthly carrying cost — the countywide Currituck tax, your own flood insurance quote, and a waterfront maintenance reserve. Special service district rates are not included; pull the parcel's tax card for those.

$395,000
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Local Tax & Municipal Variables
Currituck County TaxCurrituck County charges $0.60 per $100 of assessed value, effective July 1, 2026. Special service district rates (fire, drainage, stormwater, water and sewer) are added on top for many parcels and are not included here. Verify with the Currituck County Tax Department.
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No town tax anywhere in this countyCurrituck County has no incorporated municipalities, so no parcel pays a municipal rate. Some parcels do sit in special service districts — fire, drainage, stormwater, water and sewer, solid waste — which add to the county rate and are not modelled here.
N/A
Adds a $150/mo planning reserve for dock, pier, bulkhead and salt-air wear. An assumption you should replace with real quotes — not a rate.
Properties on the Currituck Sound, its canals, or the North River fall into CAMA-regulated flood zones. Your zone determines whether flood insurance is required — we don't quote rates, so enter your own insurer's quote below.

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Finance repair scope directly into mortgage via FHA 203(k) or Fannie Mae HomeStyle loan.

Estimated Monthly True Cost
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Includes P&I, taxes, insurance & local reserves
  • Principal & Interest$0
  • Currituck County Property Tax ($0.60)$0
  • Hazard / Homeowners Insurance (Est.)$0
  • Flood Insurance (Your Quote)$0
  • Waterfront maintenance reserve$0
  • PMI / Mortgage Insurance$0

Currituck County has no incorporated municipalities, so there is no town property tax anywhere in the county. This estimate uses the countywide rate of $0.60 per $100 of assessed value, effective July 1, 2026. It does NOT include special service district rates (fire, drainage, stormwater, water and sewer, solid waste), which apply to many parcels and are added on top. Pull the actual tax card for the parcel before relying on any figure here.

Total Loan Amount$0
Down Payment$0
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MLS# 100601585 · HIVE MLS via SourceRE · Last updated: September 4, 2026 at 9:26 PM UTC. Information deemed reliable but not guaranteed. © 2026 Horizon Realty Group.