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104 Darsel Lane

Point Harbor, NC 27964 · Currituck County

13 days on market
$399,900
$399,900Currituck County (Unincorporated)$250K – $500KActive
399900
4 Bedrooms
3 Bathrooms
1,950 Sq.Ft.
0.26 Acres
Built in 1970
J.P. Knapp Early College District

About This Property

This spacious 4-bedroom, 3-bath home offers 1,950 square feet of living space, sound views, and plenty of potential to make it your own. Ready for a little TLC and some fresh love, this could be the perfect opportunity for someone with a vision to bring new life to a home in a fantastic coastal location. Tucked away at the end of a quiet street, you'll enjoy a peaceful, private setting just steps from the water and only 10 minutes from the Outer Banks. Spend your days enjoying Kitty Hawk's beautiful beaches, local shops, coffee spots, and favorite restaurants--all just a short drive away. Less than a mile from Sound Park, you'll also have convenient access to a boat launch, tennis courts, and playground. If you've been looking for a home where you can add your own style, build equity, and create something special near the coast, this one is worth a look. Bring your ideas, a little love, and imagine the possibilities. Schedule your showing today!

Property Details

SubdivisionN/A
TypeSingle Family Residence
Living Area1,950 sq ft
Full Baths3
Price / sq ft$205
Lot Size0.260 acres
Year Built1970
Total Rooms8
WaterfrontNo
Parcel013200000720000

Location & Neighborhood Intelligence

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Distance to Key Places (straight-line)

Coastal & Environmental Information

Properties in northeastern North Carolina near coastal waters may be subject to Coastal Area Management Act (CAMA) regulations, or specific flood zone designations. Buyers are advised to independently verify setback rules, elevation certificates, and flood insurance requirements with licensed surveyors, engineers, and insurance professionals.

Interior & Exterior

HeatingElectric, Heat Pump
CoolingCentral Air
RoofArchitectural Shingle
ConstructionBlock, Brick, Vinyl Siding, Wood Frame
ParkingUnpaved

Schools

ElementaryJarvisburg Elementary
MiddleCurrituck County Middle
High SchoolJ.P. Knapp Early College

Tax & Assessment

Assessed Value$224,400
Annual Tax$1,656 (2026)
Monthly Tax Est.$138/mo
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Currituck True Cost of Ownership Calculator

Calculate your actual monthly carrying cost — the countywide Currituck tax, your own flood insurance quote, and a waterfront maintenance reserve. Special service district rates are not included; pull the parcel's tax card for those.

$399,900
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Local Tax & Municipal Variables
Currituck County TaxCurrituck County charges $0.60 per $100 of assessed value, effective July 1, 2026. Special service district rates (fire, drainage, stormwater, water and sewer) are added on top for many parcels and are not included here. Verify with the Currituck County Tax Department.
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No town tax anywhere in this countyCurrituck County has no incorporated municipalities, so no parcel pays a municipal rate. Some parcels do sit in special service districts — fire, drainage, stormwater, water and sewer, solid waste — which add to the county rate and are not modelled here.
N/A
Adds a $150/mo planning reserve for dock, pier, bulkhead and salt-air wear. An assumption you should replace with real quotes — not a rate.
Properties on the Currituck Sound, its canals, or the North River fall into CAMA-regulated flood zones. Your zone determines whether flood insurance is required — we don't quote rates, so enter your own insurer's quote below.

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Finance repair scope directly into mortgage via FHA 203(k) or Fannie Mae HomeStyle loan.

Estimated Monthly True Cost
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Includes P&I, taxes, insurance & local reserves
  • Principal & Interest$0
  • Currituck County Property Tax ($0.60)$0
  • Hazard / Homeowners Insurance (Est.)$0
  • Flood Insurance (Your Quote)$0
  • Waterfront maintenance reserve$0
  • PMI / Mortgage Insurance$0

Currituck County has no incorporated municipalities, so there is no town property tax anywhere in the county. This estimate uses the countywide rate of $0.60 per $100 of assessed value, effective July 1, 2026. It does NOT include special service district rates (fire, drainage, stormwater, water and sewer, solid waste), which apply to many parcels and are added on top. Pull the actual tax card for the parcel before relying on any figure here.

Total Loan Amount$0
Down Payment$0
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MLS# 100599469 · HIVE MLS via SourceRE · Last updated: August 27, 2026 at 9:39 PM UTC. Information deemed reliable but not guaranteed. © 2026 Horizon Realty Group.